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Workmen's Compensation Insurance
Workmen’s Compensation insurance is the primary method by which an employer can demonstrate the ability to satisfy the obligations imposed by the worker’s compensation statutes.
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Permanent Disability cover
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INSURANCE BENEFITS
Some of the benefits of the Workmen’s Compensation Insurance include:
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Employer insurance coverage
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Partial salary repayment and coverage of medical costs.
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Recipients Waive the Right to Sue
? Workmen’s Compensation Insurance Policy?
The workmen's compensation policy protects the business along with the employee from financial losses. It bears the loss or damages caused to the employee while discharging his duties. An employee while accomplishing a perilous task on the construction site may meet with an accident. Under such circumstances, the employer may approach the insurance company or the insurer in order to grant appropriate damage to the employee.
? What does this Policy Cover?
It is the most frequently asked question for workmen's compensation insurance answered here. The workmen's compensation covers the medical expenses of the employee, the care cost of the employee, loss of wages due to the accident, and funeral expenses in case of the demise of the worker. In addition, the insurance company is also liable to pay the appropriate compensation to the family of the worker in case of his demise.
? What Incidents shall not be covered under this Policy?
Workmen's compensation policy protects the interest of the business and the employee. However, certain incidents are not bound to be covered under the workmen's insurance.
? Can My Employer Fire an Employee for Filing Workmen's Compensation Policy?
Firing an employee for filing compensation is against state law. Therefore, an employer cannot fire an employee.
? What If My Employer Fires Me for Filing for Compensation?
The employee under such circumstances may approach the labor court.
? What Benefits Are Available Under Workmen's Compensation Policy?
Generally, an employee worries about the benefits he is entitled to under the workmen's compensation policy. This question of workmen's compensation insurance is answered below.,br> 1) Medical benefits 2) Death benefits 3) Loss of wages benefits
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